Foreclosures Fall Below Pre-recession Levels

first_img Foreclosure activity is now below pre-recession levels, according to the Q1 and March 2017 U.S. Foreclosure Market Report released by ATTOM Data Solutions on Thursday. Nearly half of all U.S. metro markets are also below their pre-recession points.According to the report, there were 234,508 foreclosure filings across the nation in the first quarter of 2017. That marks an 11-percent dip from Q4 2016, a 19-percent one from one year ago, and a 16-percent drop from the pre-recession average of 278,912. U.S. foreclosure activity is now at its lowest point since Q3 2006.“U.S. foreclosure activity, on a quarterly basis, first dipped below pre-recession averages in the fourth quarter of last year, and this report shows that trend continuing for the second consecutive quarter,” said Daren Blomquist, Senior Vice President with ATTOM Data Solutions. “The number of local markets dropping below pre-recession levels continues to grow, up from 78 a year ago to 102 in this report.”Drilling deeper, 102 out of 216 metro areas saw pre-recession era foreclosure levels in the first quarter of 2017. Foreclosure activity in Dallas dropped 73 percent below pre-recession average; Atlanta, 67 percent; Houston, 52 percent; and Los Angeles (46 percent.) San Francisco, Phoenix, Detroit, and Seattle also saw Q1 foreclosures well below their pre-recession points.According to Matthew Watercutter, Senior Regional Vice President and Broker of Record at HER Realtors in Ohio, the low rates of foreclosure are likely tied to unemployment rates.“The reduced number of foreclosure properties is consistent with lower unemployment rates and is contributing to the lack of inventory available to consumers, “Watercutter said. “That low inventory, coupled with increased demand, is causing an increase in housing costs, a reduction in days on market, and causing frustration among homebuyers wanting to purchase.”But the report wasn’t all good news. Despite foreclosures being down nationwide, there are still a large number of markets seeing foreclosure activity above their pre-recession levels. A total of 114 out of 216 markets—or 53 percent—fall into this category.Some of the larger markets where foreclosures were above pre-recession points included: Philadelphia, 97 percent about; New York, 80 percent; Washington, D.C., 64 percent; Boston, 26 percent; and Chicago, 9 percent. Foreclosure rates were highest in New Jersey, Maryland, and Nevada. In New Jersey, one in every 497 households had a foreclosure filing.Overall, foreclosure filings were also up slightly month-over-month, rising 1 percent over February, though they were down 24 percent over March 2016. This is the 18th month in a row foreclosure activity has dipped.Read the full report at RealtyTrac.com. Related Articles in Daily Dose, Featured, Foreclosure, News April 13, 2017 1,637 Views Foreclosure 2017-04-13 Seth Welborn Subscribe Share Save Demand Propels Home Prices Upward 2 days ago About Author: Aly J. Yale Tagged with: Foreclosure Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Aly J. Yale is a freelance writer and editor based in Fort Worth, Texas. She has worked for various newspapers, magazines, and publications across the nation, including The Dallas Morning News and Addison Magazine. She has also worked with both the Five Star Institute and REO Red Book, as well as various other mortgage industry clients on content strategy, blogging, marketing, and more.  Print This Post The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / Foreclosures Fall Below Pre-recession Levels Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Foreclosures Fall Below Pre-recession Levels The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: ClosingCorp Chosen as Best Service Provider Next: Several Banks Report Declining Mortgage Revenue The Week Ahead: Nearing the Forbearance Exit 2 days ago Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days agolast_img read more

Oxbridge access drama reaches TV soaps

first_imgRows over university access have hit national television after EastEnders featured an Oxford admissions storyline.Oxford University officials have already been in contact with the producers of the BBC One soap regarding the direction of the plot, in which teenagers Libby Fox and Tamwar Masood consider applying to Oxbridge.The move followed revelations earlier this summer that Cambridge University had approached several television programs in a bid to try and challenge ancient perceptions about the institution.Officials suggested storylines to the writers of EastEnders as well as its rivals Coronation Street and Emmerdale.The makers of Top Gear were also asked if Jeremy Clarkson & Co. would be willing to recreate an infamous 1958 stunt in which engineering students winched an Austin Seven to the top of Cambridge’s Senate House. A spokesman for Cambridge University explained that measures comprised an attempt to tackle myths about elitism at the university before its 800th anniversary in 2009.However, a spokesperson for Oxford University added that the university did not and would not be following Cambridge’s active attempts to control the institution’s presence in popular culture.“We do not have a policy of contacting scriptwriters to place stories about the university in television programs,” she said.“We would, however, work closely with production teams if the university was part of any storyline.”The spokesperson also addressed fears that the new adaptation of Evelyn Waugh’s classic novel Brideshead Revisited would reignite age-old perceptions among prospective Oxford students of outdated customs and snobbery at the university.She admitted that, “sometimes the beauty of Oxford can work against us.” “We want to work against the ‘Brideshead’ image – people think it is all about impressive old buildings but there are actually very modern things going on here. Beauty and tradition can be enjoyed whatever your background.”However, asked to comment on Cambridge’s approaches to television programmes, OUSU’s VP for academic and access affairs, Paul Dwyer, was sceptical as to whether more modern portrayals in the media would make much of a difference.The VP for Access and Academic Affairs elaborated: “While a Doctor Who storyline based in Oxford might make compelling viewing, it is more likely to be schemes such as the Sutton Trust Summer schools and the Young Ambassadors programme that reach out and help widen participation.”last_img read more

Members Of Greensky Bluegrass Kick Off Phoffman/Beck Quartet Colorado Run In Boulder [Photos]

first_imgSet One: The Four, Dust in a Baggie, Burn Themseeds, Fixin’ to Ruin, Meet Me at the Creek (1), Nine Days, Johnnie B Goode, Breaking Thru, Tinfoil & TurmoilSet 2: Takin’ A Slow Train, In Control, Broke Mountain Breakdown 》That’s How Strong My Love Is, A Letter to Seymour, I’d Probably Kill You, Red Rocking Chair (2), Windshield, Don’t Lie (3)(4) 》Them Changes 》Don’t LieEncore: Two Hands (5)(6)(7), Sittin” On Top of the World (6)(1) “Tweezer Reprise” jam, (2) “Purple Haze” tease, (3) “Tinfoil & Turmoil” tease, (4) “Foxy Lady” tease, (5) Single Mic, (6) With Lindsay Lou, Joshua Rilko and Mark Lavengood, (7) “Them Changes” tease Following their headlining performance at Winter Wondergrass Tahoe this past weekend, mandolinist Paul Hoffman and dobro player Anders Beck have set aside some time to focus on a special side project dubbed the Phoffman/Beck Quartet before resuming their extensive touring schedule with Greensky Bluegrass. For the quartet, the duo has also tapped guitarist Billy Strings and bassist Samson Grisman, with the stacked ensemble commencing their four-night Colorado run yesterday at the Fox Theatre in Boulder.Last night’s show in Boulder was a fiery way to start the PHAB Four’s run, setting the bar high with the quartet shredding through a Greensky-heavy setlist chock full of fun teases. The four musicians are all accomplished in their own right, but together they were a powerful force. Seeing that level of high-caliber musicianship is always a pleasure to watch, with the crowd enraptured as they handily tossed solos between them and built songs to a frenzy.While many Greensky songs were featured throughout the night, mostly from If Sorrow Swims, Handguns, and Greensky’s latest album, Shouted, Written Down, and Quoted, the setlist by no means was constrained, with some of the highlights of the evening being the group tackling “Johnny B. Goode” as a tribute to Chuck Berry and sandwiching “Them Changes” within “Don’t Lie.” Perhaps one of the most exciting moments of the night was a “Tweeprise” tease during “Meet Me at the Creek,” which had phans in the audience freaking out for Phish. Billy Strings won many fans last night as well, both with his agile guitar stylings and a newer song of his, “Tinfoil & Turmoil,” which ended the first set and was teased during the second.The feeling of the night was jovial, with all the musicians in high spirits, joking around with one another in between songs and clearly glad to kick off the Quartet’s mini-tour. The audience was clearly loving it as well, with the crowd singing along to songs and filling the Fox with a general sense of camaraderie. Toward the end of the second set, Paul Hoffman admitted to having a cold, which was somewhat of a shock considering his consistently powerful vocals throughout the evening. For “Windshield,” he asked fans to help out with the chorus of the Greensky tune, and fans enthusiastically obliged, serving as a perfect way to begin to wrap up the evening. The show ended with a two-song encore, during which Lindsay Lou, Joshua Rilko and Mark Lavengood of opening act, Lindsay Lou & The Flatbellys, joined the Quartet on stage as a communal way to send off the audience.The ensemble will continue on to Fort Collins tonight for a performance at the Aggie Theatre before heading westward tomorrow, where they’ll spend their Friday night with a sold-out show at Frisco’s Barkley Ballroom with Coral Creek. To wrap up their Colorado run, the Phoffman/Beck Quartet will hit Cervantes’ Masterpiece Ballroom with Grant Farm. You can check out a gallery from the Quartet’s show at the Fox last night, courtesy of photographer C. B. Klein, as well as a full setlist from last night’s show, courtesy of Lucas White from Camp Greensky.Setlist: Phoffman / Beck Quartet with Billy Strings and Samson Grisman| Fox Theatre | Boulder, CO | 4/5/2017 Load remaining imageslast_img read more

Ohio Versus FirstEnergy Explained

first_imgOhio Versus FirstEnergy Explained FacebookTwitterLinkedInEmailPrint分享Dan Shingler for Crain’s Cleveland Business:The bottom line seems fairly simple: FirstEnergy wants the PUCO to give the company the authority to have its distribution arm enter into “power purchase agreements” with its power plants.For that to work, the PUCO and eventually the Federal Energy Regulatory Commission must approve special “riders” that will increase what ratepayers pay for their electricity.The PPA would ensure that FirstEnergy can continue to operate some of its older plants, knowing their power could be sold at a guaranteed price.Two out-of-state power plants in which the company owns a small stake are involved, but what’s really at the heart of the matter is FirstEnergy’s Davis-Besse Nuclear Power Station near Toledo and its coal-fired W.H. Sammis plant in Stratton.Falling prices for renewable energy and especially natural gas have put those plants in a position where they can’t compete in the open market — and other power providers are telling the PUCO that they want to sell into Ohio’s market at market rates.Houston-based Dynegy Inc. and Chicago-based Exelon Corp. both have testified against FirstEnergy, claiming its plan could prohibit them from selling cheaper power to Ohio customers.Even the operator of the power grid for Ohio and much of the Northeast United States, PJM, has come out against FirstEnergy’s plan as being potentially “anti-competitive.”“That’s rare,” said David Schlissel, director of resource planning analysis for the Cleveland-based Institute for Energy Economics and Financial Analysis, which also opposes FirstEnergy’s proposal.“What’s significant about this case is we’ve got the big generators on our side.”Those opposed to FirstEnergy’s plan say it will only keep a few dirty coal plants running for a few years longer, while the rider attached to ratepayers’ bills will cost them up to $4 billion in additional electricity costs.“Whatever happens, gas prices are going to stay low,” Schlissel contended. “The future of coal plants like Sammis is not optimistic; it’s pretty bleak. That’s why we don’t think ratepayers should foot the bill to keep uneconomic plants operating.”Full article: Welcome to the energy battle of Ohio: FirstEnergy vs. PUCOlast_img read more

Ocean Infinity Joins ‘Stellar Daisy’ Search

first_imgOcean Infinity will be working with the government of South Korea in the search for the wreckage of the ship Stellar Daisy, which was lost on 31 March 2017. The vessel was lost in the South Atlantic Ocean approximately 2500 nautical miles due east of Uruguay with 24 people on board, whilst transporting iron ore from Brazil to China.Operations are expected to start in January 2019. Ocean Infinity will deploy a fleet of autonomous underwater vehicles (AUVs) simultaneously to search for Stellar Daisy. Upon locating the wreck there will be an extensive 3D imaging survey.Oliver Plunkett, Ocean Infinity’s CEO, said: “For the sake of all involved we sincerely hope that we can find Stellar Daisy and be able to collect as much evidence about her loss as we can. As always with deep sea search there can be no guarantee of success as neither the precise location nor the specific circumstances of her loss are known. We are grateful that the Government of South Korea awarded us the contract for this challenging project and affirmed Ocean Infinity’s position as the leading deep-sea search and recovery services provider in the world.”last_img read more

NBA Finals: LeBron James shines as Cavaliers hit back against Warriors

first_imgLeBron James scored 32 points as the Cleveland Cavaliers beat defending champions Golden State Warriors 120-90 in the third game of the NBA Finals.After heavy defeats in the opening two contests, the Cavaliers now trail 2-1 in the best-of-seven series.Kyrie Irving added 30 points for the home team, with Steph Curry only claiming 19 for Golden State.”We weren’t ready to play,” said Warriors coach Steve Kerr. “They just punched us right in the mouth.”James added: “My team-mates got me going. They told me to be aggressive – and that’s what I was.”Cleveland were beaten by Golden State in last year’s Finals. Game four is also in Cleveland on Friday.–Follow Joy Sports on Twitter: @JoySportsGH. Our hashtag is #JoySportslast_img read more

Mokale Koapeng: music chose me

first_img21 January 2011 Humility is not a trait one normally associates with world-renowned musicians. For Mokale Koapeng, it seems to come naturally. Either that, or the conductor, director, lecturer and composer just doesn’t have the time to fit it into his schedule. Not only does Koapeng lecture at Wits University, he is also the first composer-in-residence of the Johannesburg International Mozart Festival, among all his other projects. Born in Orlando West, in Soweto in 1963, he was exposed to music at a young age. His father was a chorister and gave all seven of his children the opportunity to study music. Koapeng was the only one of them who asked to learn music, though, and he began by asking to be taught how to play the piano. “I took the initiative, but I was in a musical environment,” he says. His favourite quote is by Leonard Bernstein, the famous American composer and conductor: “I didn’t choose music, music chose me.” It sums up his attitude to what has become a successful career. “I feel like I was destined to be involved in music,” Koapeng says. “I find playing music to be an outlet for expressing my thoughts, emotions and state at any given time. But I also find listening to it soothing and good for redirecting my energy.” However, he is quick to point out that there is a big difference between good and bad music, describing bad music as “something that the creator didn’t put much effort into”. Koapeng has worked with a wide variety of national and international musicians and groups, including Sibongile Khumalo, Hugh Masekela and British vocal group I Fagiolini. He has also composed music for the National Symphony Orchestra; University of Pretoria Chorale; Musicatreize, the French instrumental and vocal ensemble; the Sontonga String Quartet; and the Unisa Foundation Youth Orchestra.Collaboration He considers I Fagiolini his favourite collaboration. “It was the first association that put South African indigenous music and Western music on a par. It was wonderful working with a group specialising in Western music that embraced indigenous music, so much so that they started commissioning pieces after the collaboration was over.” And if he had to select one thing to be remembered by, it would be this partnership and the resulting work, the internationally successful CD, Simunye. Another career highlight was composing and conducting the world premiere of Cantus in Memoria ’76 at the National Arts Festival in Grahamstown to commemorate the 30th anniversary of the Soweto Uprising of 16 June 1976. “The issues around 1976 are emotional for all South Africans, but blacks in particular. Because I was there at the time, when it was commissioned, it was not just an academic exercise or artistic enterprise,” he says. “I had flashbacks of running from the cops and being in Uncle Tom’s Hall in Orlando West, hearing gunshots and realising the struggle was a matter of life and death. “I just hope that the music did justice to the poetry of what happened that day.” The challenge of making his compositions accessible is one that Koapeng regards philosophically. He has found that people not involved in music have embraced his work more than musicians because “musicians have to discard their own emotional baggage before they can enjoy the songs”.Composer “It is not a popularity contest, though. It is my artistic expression on a journey to discover new things.” This, he hopes, stems from his admiration for Mozart. To him, the Austrian artist was an innovative composer who always looked to discover the new and unexplored. This similarity may have contributed to his appointment as the first composer-in-residence of the JIMF, though he certainly does not see it this way. “I don’t subscribe to being a ‘first’ for anything; it’s an accident of history,” he says of his appointment. “There is nothing unique about me being the one chosen. It’s more a possibility of being in the right place at the right time.” He is looking forward to what opportunities may come from this role, which already include “new things tried in the commissioned work [Dipesalema tsa Dafita]”. This piece will have its world premiere on 27 January at the Linder Auditorium, as part of the opening ceremony of the Johannesburg International Mozart Festival (JIMF). The festival will run until 13 February at the auditorium at Wits’ Education Campus in Parktown. He says his role as composer-in-residence will be a challenge he will enjoy, but which he will happily pass on next year as he has “no intention of being the Mugabe or Gbagbo of the JIMF”. The multi-tasking musician does not make music for recognition, but rather focuses on what he considers to be his lifelong project: “to be a good teacher, composer and human being. I am a project on my own, trying to get myself right as a father, neighbour and artist.” Source: City of Johannesburglast_img read more

Google Mimics AirPlay, Apple TV’s Best Feature

first_imgAirPlay – the wireless screen-mirroring feature that allows people to beam video from their iPhones and iPads to their televisions is by far the best feature of Apple TV. Google just borrowed the concept. And that’s awesome. It would be even more awesome if it did a better job of matching all of AirPlay’s capabilities.A Good Steal Google TV users who own Android smartphones and tablets can now pair the devices together and beam YouTube videos between them without any additional accessories or tinkering required, according to GigaOm and others. It was possible to do this before, but the new feature eliminates an extra step, which makes all the difference when forging a user-friendly Web TV experience, which has to compete with the simple, turn-it-on-and-watch approach enjoyed by traditional TV viewers. Unfortunately, Google’s version of AirPlay isn’t anywhere near as robust as what Apple offers. For now, it’s limited to YouTube videos, whereas Apple lets users mirror their device’s entire screen to the TV, allowing for any tablet-compatible content to be watched on the big screen. When we talk about smartphones and tablets in the living room, we tend to think of them as “second screen” devices, which are used to multitask. Viewers use apps like GetGlue and Miso to “check in” to shows while Shazam, i.TV and others layer in supplementary content from around the Web.  Then there are the social TV apps like Yap.tv and the rest of them. All told, the second screen is a crowded place with a rising tide of tablet and smartphone apps vying for viewers’ increasingly fractured attention. Mobile Devices As Content Command CentersWith AirPlay and Google’s answer to it, these devices cease to be second screens and instead serve as a central source of content. That’s not to suggest that TV watchers won’t use a third device to multitask, tweet and read up on TV-related trivia. But in many cases, the second screen is actually going to blend seamlessly with the first one. This is a postive step for Android and Google TV users. And it will be a big win if Google is able to extend this capability beyond just YouTube videos. Google doesn’t reveal the number of Google TV activations, but a third party estimate from early this year suggests the userbase is not overwhelming. Why I Love AirPlayPersonally, I use AirPlay constantly, streaming videos from any iPad app my heart desires. That means I can watch live news from Al Jazeera or my local ABC affiliate. It means I can watch the videos I save for later using Boxee’s browser bookmarklet and iPad app and I can see videos my friends (and other tastemaker) are sharing using ShowYou. And that’s just the beginning.Layer all of that on top of Hulu Plus, Netflix and Apple’s podcast directory, and I’ve got an incredibly robust selection of entertainment on my hands, all without the need for a cable subscription. Factor in Google’s major push toward original, premium video content on YouTube, and you can start to see where the cable industry’s model might start to weaken down the line.Google’s not all the way there yet, so let’s hope the company keeps improving its version of AirPlay to include all the content you play on your Android device. We could change the role of television to nothing more than a big display screen for our mobile devices. That would truly be awesome. 9 Books That Make Perfect Gifts for Industry Ex… Related Posts 12 Unique Gifts for the Hard-to-Shop-for People… 4 Keys to a Kid-Safe Appcenter_img 5 Outdoor Activities for Beating Office Burnout john paul titlow Tags:#airplay#Android#Apple TV#google tv#television last_img read more

World Cup 2018: We gave it everything, says Kane after England finish 4th

first_imgEngland finished fourth with a 2-0 loss to Belgium at the 2018 FIFA World Cup at the Saint Petersburg Stadium on Saturday.England were on top for most of the second half but with captain Harry Kane looking tired, Belgium’s greater sharpness in the final third proved decisive.”This game showed there is still room for improvement,” said Harry Kane after the match.”We’re not the finished article, we’re still improving and will only get better. We don’t want to wait another 20 years to get into the semi-finals and the big matches. We need to improve, we need to get better but that will come,” he said.England coach Gareth Southgate said he was proud of his player’s performances throughout the tournament.”I’m proud of what the players have done, today was always going to be a really difficult game. We played one of the best teams in the world with individual talent which is incredible and we had only two days to get ready,” he said.Belgium were handed bronze medals but skipper Vincent Kompany wondered if his team should have had a better ending to the tournament.”We were very close to the final, which I think we would have won. But this is also beautiful. A present for our fans. We played seven matches and won six,” he said.FT: #BEL 2-0 #ENGCongratulations @BelRedDevils, who have finished the #WorldCup in third place! #BELENG pic.twitter.com/DzBipSmGBsFIFA World Cup (@FIFAWorldCup) July 14, 2018Belgium earned its highest World Cup finish, with Thomas Meunier and Eden Hazard scoring a goal each.advertisementBoth teams were playing for the seventh time in 26 days, but Belgium entered the match with an extra day of rest.”It’s all about that achievement. I think these players deserve that,” said Belgium coach Roberto Martinez.”What we have seen in this World Cup is that the players did not want to rely on talent anymore, they wanted to rely on working as a team, becoming a group of players that would do anything to achieve results”.Meunier scored in the fourth minute, knocking a cross from Nacer Chadli past England goalkeeper Jordan Pickford. Hazard added the other off a pass from Kevin De Bruyne in the 82nd.Belgium vs England – HIGHLIGHTS | REPORTToby Alderweireld denied England’s best chance of the game, sliding on the goal line to clear a shot from Eric Dier.England, which lost to Croatia in the semifinals on Wednesday, matched its best World Cup result – fourth in 1990 – since winning the tournament for the only time in 1966.France and Croatia will play in the final on Sunday at the Luzhniki Stadium in Moscow. Harry Kane is still placed to win the Golden Boot with a tournament-leading six goals (Reuters Photo)Belgium’s previous best finish at the World Cup was fourth, but the team outplayed England in the midfield to go one better this time.The Belgians could easily have scored more, with Pickford making a good save to stop a shot from De Bruyne in the 11th and Alderweireld volleying narrowly over the bar in the 35th.England made set pieces the cornerstone of its run to the World Cup semifinals and created chances for Harry Maguire and Dier in the second half. Neither hit the target with their headers.It was the second time England and Belgium met in this year’s tournament. In the group stage, both teams had already qualified before Belgium’s 1-0 win in Kaliningrad.FRESH LEGSEngland coach Gareth Southgate made five changes to face Belgium, but Danny Rose and Fabian Delph made little impact while Dier started slowly but threatened in the second half.Phil Jones failed to intercept the pass which led to Hazard’s goal.The two replacements in Belgium’s lineup were more effective. Meunier scored and Youri Tielemans dominated the midfield.GOLDEN BOOTEngland forward Harry Kane is still placed to win the Golden Boot with a tournament-leading six goals ahead of Sunday’s final.Kane last scored in England’s win over Colombia in the round of 16. On Saturday, he slipped as he shot wide in the first half, then failed to make contact with Jesse Lingard’s cross early in the second.Romelu Lukaku couldn’t add to his four goals for Belgium and was substituted shortly after misjudging a through ball by De Bruyne.(With inputs from AP and Reuters)last_img read more